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1. What is a LOMR?

LOMR is a Letter of Map Revision. This document is issued by FEMA as an approval of floodplain modifications and will result in revisions to the Flood Insurance Rate Map (FIRM).

2. How will I know if my property is impacted by the new Elm Creek flood study?

The Floodplain Map (below) identifies the affected properties. Also, the City has sent letters to affected property owners with Floodplain information.

3. When will affected residents be able to drop their flood insurance?

The LOMR has been approved by FEMA (effective February 16, 2018) and if your insurance provider agrees with the findings, then insurance should not be required. Also, your lender and insurance provider may request individual survey records specific to your home. This would be a responsibility of the home owner to provide all necessary information to their insurance provider. Not that each property owner will need to work directly with their own insurance provider.

4. Will there be reimbursement for flood insurance?

Contact your insurance provider, as this is a question that only they can answer.