The City of Champlin completed the Elm Creek Dam and the other flood reduction improvements which have remove approximately 60 acres of land area from the Elm Creek Floodplain. The approval of the Letter of Map Revision (LOMR) has initiated the final revision to the Flood Insurance Rate Map by FEMA. It became effective February 16, 2018. The LOMR is the proof that property owners should provide to their Lender and Insurance Provider indicating that their property may no longer be in the 1% (100- Year) Floodplain. However, other properties along the Elm Creek may require additional surveys to determine if their home if impacted by the 1% Chance (100 –Year) Floodplain. Notices of Changes to the Elm Creek Floodplain have been mailed to affected property owners.
According to FEMA cancellation policy, it appears that property owner may receive a reimbursement of the prorated share of insurance premiums from the time of the LOMR approval to the end paid coverage. View the FEMA Insurance Cancellation rules for refunds based on a LOMR.